Set up in a minute,
clear for years
Four steps from nothing to a full picture of your money. No bank connection at any point.
Step 1
Create your account
An email and a password. No card, no bank login, no onboarding questionnaire.
Step 2
Add your accounts
Banks, wallets and cash, each with its current balance and its own currency. Add as many as you have.
Step 3
Record what happens
Deposits and withdrawals on the day they happened, transfers between accounts, money you lend or borrow, and recurring income and bills.
Step 4
See the whole picture
Your net worth, how it changed, where it sits and what's coming next, in the currency you choose.
A five-minute
monthly routine
You don’t need to log every coffee. Once a month is enough to keep the numbers honest and the trend visible.
- Update any balances that changed outside the app
- Log repayments from anyone who owes you
- Check the dashboard against last month
- Glance at your goals: on track, or behind?
- Look at next month on the cash flow calendar
Your first account
takes thirty seconds
Free, private, and nothing to connect.